World Payments Report 2026 summary: The winning move for banks in the (not-so) silent takeover

World Payments Report 2026 summary: The winning move for banks in the (not-so) silent takeover

 

World Payments Report 2026 summary: The winning move for banks in the (not-so) silent takeover

The global payments landscape is undergoing a rapid transformation. The volume of non-cash transactions has increased more than tenfold in less than 20 years. As cash falls out of favor and digital payments dominate, merchants’ needs are shifting – leaving traditional banks racing to keep up with more agile PayTech competitors.

But, as Capgemini’s World Payments Report 2026 shows, banks aren’t out of the game just yet. Take a look at their bite-sized guide for a straightforward summary of what merchants are looking for, where banks are losing ground, and how they can ultimately rejoin the game.

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