2025 EMEA state of fraud and abuse — luxury goods
Luxury goods, being high-priced and highly desirable, have always been a prime target for online fraudsters. The advent of strong customer authentication (SCA) in Europe, while securing checkout, has driven fraudsters to shift tactics to attack other vulnerabilities across the shopper journey, including account takeover and fraudulent returns abuse. For European luxury brands, vigilance is paramount, as fraud pressure is climbing even as some consumer policy abuse is easing.
This report explores the key fraud and abuse trends shaping the EMEA luxury market in 2025.
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