Market Research Summary – Compliments of Earnix

This eBook delves into the transformative effects of AI within the consumer lending industry, informed by a comprehensive survey involving 350 UK credit providers, including high street banks, fintechs, and challenger banks across the UK. This survey was commissioned by Earnix and conducted by an independent company and member of the British Polling Council.

Discover the ways AI is reshaping aspects like loan pricing and underwriting to address key challenges facing UK lenders today. Our findings highlight the capabilities of AI to improve credit availability and fairness, enhance the precision of credit risk assessments, and comply with regulatory standards.

Key insights include:

• The biggest challenges UK banks and credit providers are facing when it comes to loan pricing
• How Consumer Duty has impacted consumer lending processes
• What firms are planning to invest in over the coming 24 months to retain their competitive edge
• The role of AI and data analytics in driving financial inclusion

Ensure you’re equipped with this vital knowledge. Secure your copy today and lead the charge in the consumer lending transformation.

Download the eBook to learn more.

About Earnix

Earnix is a global provider of real-time, AI-driven dynamic pricing, product personalization, and digital decisioning solutions for financial services industry including consumer lending, auto finance, mortgages, and more. Earnix has been innovating for Insurers and Banks since 2001 with customers in over 30 countries across six continents and offices in the Americas, Europe, Asia Pacific, and Israel. For more information please visit: earnix.com.

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